1. No Financial Advice: Lumino provides AI-driven insights for informational purposes only. Kaizen Software Systems Inc. is not a financial advisor. You must verify all "duplicate transaction" alerts with your bank before taking action.
2. Accuracy of Data: We are not responsible for inaccuracies provided by your bank or Plaid. AI projections are estimates and not guaranteed.
3. Limitation of Liability: Kaizen is not liable for bank fees, overdrafts, or financial losses resulting from your reliance on Lumino’s AI insights.
4 AI "Hallucination" Disclaimer: You acknowledge that AI-generated summaries may occasionally be inaccurate. Kaizen is not responsible for "false positives" (incorrectly identified duplicates) or "false negatives" (missed duplicates).
5 Prohibited Use: You agree not to use Lumino for any fraudulent activity or to attempt to reverse-engineer our AI algorithms.
6 Account Security: You are responsible for maintaining the security of your Apple/Google account used for login.